Services
Three services, each built for a specific financial need
No padded retainers, no bundled extras you won't use. Each Fintessacfo service is scoped clearly around what growing businesses genuinely need — and priced accordingly.
← Back to homeHow to choose
Start where your business is
The three services below address different stages and needs. Some businesses begin with monthly reporting and add advisory time later. Others come with a specific planning need and start with the forecast build. There's no required sequence.
If you're unsure which service fits your situation, the introductory call is the right place to figure that out — there's no pressure to decide in advance.
Service 01
Monthly Management Reporting
A concise monthly pack covering cash, margin, and key trends — written so you can act on it without a finance degree. Suited to owner-managers who want a clear, regular read on the business.
Monthly pack delivered within a few days of period close
Cash position, margin, and key trend commentary in plain language
Written for the business owner — not an auditor or regulator
Flags anything worth your attention before you need to ask
$680
per month
Service 02
Fractional CFO Advisory
Regular advisory time with an experienced finance professional to discuss pricing, hiring, and capital decisions — at a cadence that suits your stage. For businesses that want senior input without a full-time appointment.
Scheduled advisory sessions at the cadence that works for you
Pricing, hiring, and capital decisions modelled and discussed
Same experienced advisor throughout — no handoffs to juniors
Available for questions between sessions, not just at scheduled times
$1,400
per month
Service 03
Budgeting & Forecast Build
A collaborative build of your annual budget and rolling forecast, with clear assumptions you can revisit as things change. Scenarios presented calmly so you can weigh your options with confidence.
Annual budget and rolling 12-month forecast built collaboratively
Assumptions documented clearly so the model is yours to maintain
Scenario analysis — base, upside, and downside cases presented plainly
Standalone engagement — no ongoing commitment required to proceed
$1,950
one-time engagement
At a glance
How the three services compare
| Feature | Monthly Reporting | Fractional CFO | Forecast Build |
|---|---|---|---|
| Type | Ongoing monthly | Ongoing monthly | One-time project |
| Price | $680 / month | $1,400 / month | $1,950 fixed |
| Primary output | Monthly management pack | Advisory sessions | Budget & forecast model |
| Best for | Regular financial visibility | Decision-making support | Planning ahead |
| Advisory calls included | On request | Yes — scheduled | Review sessions included |
Who each service suits
A few prompts to help you orient
Monthly Reporting suits you if…
You don't currently have a regular view of your cash and margin
You rely on your year-end accounts to understand how the business performed
You want financial information without having to decode a spreadsheet each month
Fractional CFO suits you if…
You're making decisions about pricing, hiring, or capital and want a financially informed sounding board
You've grown past the point where numbers are simple but can't justify a full-time finance hire
You want someone who understands your business over time, not just per transaction
Forecast Build suits you if…
You're heading into a planning cycle and don't have a working budget or forecast
You need to stress-test a growth plan or assess the financial impact of a significant decision
You want a one-time engagement with a defined output and fixed cost
Combining services
They work well individually — and together
Many clients start with monthly reporting and add fractional CFO time once they see the value of having financial information they can actually use. Some do the forecast build first to establish a baseline, then continue with reporting. There's no prescribed path.
A common starting point
Monthly Reporting gives you the financial picture. When decisions get more complex — a significant hire, a pricing restructure, a capital raise — Fractional CFO time gives you the analytical support to work through them properly.
Beginning with a plan
The Forecast Build creates a financial framework for the year ahead. Monthly Reporting then tracks actual performance against it — so you have both the plan and the ongoing read on how close to it you're running.
Across all services
What every Fintessacfo engagement includes
Clear scope agreed in writing before the engagement starts — no ambiguity about what's included
Plain-language output written for you, not for a regulator or auditor
One consistent advisor throughout — the same person who reads your numbers discusses them with you
Proactive flagging — if something in your numbers warrants attention, we raise it without waiting to be asked
Fully remote delivery — we work with businesses anywhere in the world, without geographic restriction
No long-term lock-in to start — we'd rather earn continued engagement than require it
Common questions
A few things people ask before starting
Do I need to commit to a minimum period for the monthly services?
We ask for a short initial period — typically three months — to give the engagement time to find its rhythm and for us to understand your business properly. After that, monthly services continue on a rolling basis with a short notice period to end. We don't believe in locking clients in, and we'd rather demonstrate ongoing value.
What accounting software do you work with?
We work with most common cloud accounting platforms — Xero, QuickBooks, and similar tools. We'll discuss your current setup during the initial call and confirm compatibility before committing to anything. If your records are on a different system, we'll tell you honestly whether we can work with it or what would need to change.
Can I start with the Forecast Build and move to monthly reporting afterwards?
Yes — and it's a fairly natural sequence. The forecast build gives us a thorough understanding of your business model, which makes the monthly reporting more useful from the first pack. There's no obligation to continue after the build, but the transition, if you want it, is straightforward.
How long does the Forecast Build typically take?
Usually three to four weeks from onboarding to delivery, depending on the complexity of your business and the availability of your historical data. We'll agree a timeline at the start and keep to it. The process involves two or three working sessions with you to agree assumptions before the model is built.
Is there an introductory call before I commit to anything?
Yes — always. We spend 30 to 45 minutes understanding where your business is and what kind of support would genuinely help. There's no obligation on either side at that stage, and we'll be straightforward if we don't think there's a good fit.
Ready when you are
Start with a conversation
There's no pressure to decide which service is right before we speak. A short call is the most efficient way to figure that out together.
Get in touch